Rolando McClain's Alabama home burns down

L.T. Fan · Dec 23, 2014

ravidubey said:
I really hope he wasn't behind it, but it looks like attempted insurance fraud from my perspective.

Hopefully it's a jilted ex, a Cowboy-hater, or just random violence.

Financially he's taking a bath with the house just sitting there, and if he's planning a move (say to Dallas) I could see him getting anxious and making some calls.

Again, I hope not, but...

I will wait for the investigation to be completed. I have faith in that process.

ravidubey · Dec 23, 2014

L.T. Fan said:
I will wait for the investigation to be completed. I have faith in that process.

No doubt the Cowboys will be faithfully paying close attention as well.

P_T · Dec 23, 2014

I wonder if he is/was involved with Andre Rison's ex?

ravidubey · Dec 23, 2014

P_T said:
I wonder if he is/was involved with Andre Rison's ex?

L.T. Fan · Dec 23, 2014

Merits posting this here as well.
As a general matter you don't make money on aarson acts. It is more of a desperation strategy. The exception is fraudulently valued real estate and property. If he has debt on the house then the creditor would be named as the loss payee on any insurance policy. Since he is gainfully employed and has good future prospects it is likely creditors would work with him. Again short of stupid forethought it doesn't have the earmarks of self perpetuated aarson. Just have to wait this one out.

VA Cowboy · Dec 23, 2014

L.T. Fan said:
. Again short of stupid forethought it doesn't have the earmarks of self perpetuated aarson.

This is why I'm suspicious.

Chocolate Lab · Dec 23, 2014

L.T. Fan said:
Merits posting this here as well.
As a general matter you don't make money on aarson acts. It is more of a desperation strategy. The exception is fraudulently valued real estate and property. If he has debt on the house then the creditor would be named as the loss payee on any insurance policy. Since he is gainfully employed and has good future prospects it is likely creditors would work with him. Again short of stupid forethought it doesn't have the earmarks of self perpetuated aarson. Just have to wait this one out.

This is a guy who has held a loaded gun to a person's head and repeatedly told policemen to go F themselves, in addition to retiring twice by the age of 25. Not sure intelligent forethought is exactly his forte.

L.T. Fan · Dec 23, 2014

VA Cowboy said:
This is why I'm suspicious.

That's a distinct possibility. The circumstance would then be that the bank or mortgage company was pressuring him and he panicked. Any reasonable thinking individual would just say okay I can't pay take the house back. I will deed it back to you. There are too many rationale remedies available to conclude aarson again short of dumber than stump mentalities.

L.T. Fan · Dec 23, 2014

Chocolate Lab said:
This is a guy who has held a loaded gun to a person's head and repeatedly told policemen to go F themselves, in addition to retiring twice by the age of 25. Not sure intelligent forethought is exactly his forte.

There would need to be some motive to destroying a house. Are you suggesting something other than financial?

Chocolate Lab · Dec 23, 2014

L.T. Fan said:
Are you suggesting something other than financial?

No.

Smitty · Dec 23, 2014

My first thought as soon as I heard the house was for sale was, I hope this wasn't him.

We'll see.

L.T. Fan · Dec 23, 2014

Chocolate Lab said:
No.

Okay. Then I conclude you think he was heavy in debt with this house and he torched it (or had it done) to alleviate the financial responsibility ?

Chocolate Lab · Dec 23, 2014

I have no idea about his debt, but why is it so inconceivable to you that he'd do this to try to get some money now rather than waiting years longer for it to sell? Again keeping in mind this isn't the most savvy individual in the world.

L.T. Fan · Dec 23, 2014

Chocolate Lab said:
I have no idea about his debt, but why is it so inconceivable to you that he'd do this to try to get some money now rather than waiting years longer for it to sell? Again keeping in mind this isn't the most savvy individual in the world.

If it can be established that he owned it outright or had tons of equity then it could be feasible but absent any pressure for financial reasons and being currently employed with good future prospects it doesn't fit the mold. That said, the dumber than a stump mentality still could come into play. But that's the only other explanation. Aarson is a criminal act and scheming criminal minds are actually pretty logical.

Genghis Khan · Dec 23, 2014

Chocolate Lab said:
McClain is definitely one of those "it's always something" guys Parcells warned about.

That's kind of what worried me about him.

But what I didn't count on is the fact that he's good enough to make it worth putting up with (within reason).

Chocolate Lab · Dec 23, 2014

L.T. Fan said:
If it can be established that he owned it outright or had tons of equity then it could be feasible but absent any pressure for financial reasons and being currently employed with good future prospects it doesn't fit the mold.

I have no idea -- for all I know, it could be a bitter baby momma or childhood friend who did this and Ro is 100% innocent.

But I don't think it's out of the question that an eight overall pick could have owned the house outright.

Smitty · Dec 23, 2014

Technically if he owned it outright, I'm not sure it is prosecutable.

Only if there is a mortgage, then it is.

L.T. Fan · Dec 23, 2014

mschmidt64 said:
Technically if he owned it outright, I'm not sure it is prosecutable.

Only if there is a mortgage, then it is.

It would be if he tried to collect insurance.

Cowboysrock55 · Dec 23, 2014

Why is everyone assuming it is arson at all. No one was living in the house. Odds are there was some sort of an issue that no one paid attention (Because it's not inhabited) and the thing went up in flames. McClain isn't retarded. Mentally unstable yes but there is a huge difference between mentally unstable and committing insurance fraud as people suggest on here.

L.T. Fan · Dec 23, 2014

Cowboysrock55 said:
Why is everyone assuming it is arson at all. No one was living in the house. Odds are there was some sort of an issue that no one paid attention (Because it's not inhabited) and the thing went up in flames. McClain isn't retarded. Mentally unstable yes but there is a huge difference between mentally unstable and committing insurance fraud as people suggest on here.

Everyone isn't assuming he is. I pointed out the reasons it didn't make sense unless he is missing some assetts.

Rolando McClain's Alabama home burns down

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