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Thread: Another serious question for the pros here - medical related

  1. #91
    Senior Member mschmidt64's Avatar
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    Quote Originally Posted by Clay_Allison View Post
    And your opinions about defensive backs, and coaches, and Derrick Rose.
    Derrick Rose? You must be thinking about Simp. True about DBs though.... people who don't realize that the DL is more important are morons.

  2. #92
    Senior Member mschmidt64's Avatar
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    Quote Originally Posted by L.T. Fan View Post
    Better include booze in there as well. It was him that actually said "last resort". I guess we are both morons huh?
    You aren't.... you didn't say anything about personal responsibility, remember?

  3. #93
    Senior Member Carl's Avatar
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    Took me a while to work this out. One of my stays in the hospital covered 2 nights. Hospital bill was $70k, insurance covered $61K. I had a bill for $9k. I called and said I couldn't pay. They don't care. The Insurance company has already paid $61k for services that probably cost about $20k. They will threaten you and shout, but at the end of the day, they just re-route things back through the Insurance company one last time to see if they can get anything else from them.

    My overall problems are not yet solved, but I am in a better place knowing what I know now. We are just small fish.

  4. #94
    Senior Member Carl's Avatar
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    Quote Originally Posted by E_D_Guapo View Post
    Hospitals can pretty much go fuck themselves. Seton Southwest in Austin for damn sure can. Several years ago I took my daughter to the emergency room. Turned out she just had a particularly nasty stomach virus. We spent a few hours in an exam room, the doctor came in a couple times and spent a total of 10 minutes at most with her. Besides some ibuprofen she received a bag of fluids. The bill: $5200. And that was just from the hospital. The doctor sent a separate bill for nearly $400. At that time my wife was only employed part-time and we had shitty insurance for her and the girls (my insurance was around $150/mo for me but would have been > $900/mo to add dependents so we had an independent policy to cover wife/kids).

    I had face to face meetings (eventually, after a lot of pushing) and essentially told them no, I will not accept your payment plan because there is not a chance in hell I am paying that kind of fee for the services we received. A f'ing IV was really all she got. I told them in what was really kind of an idle threat that we could negotiate or they can let it go to collections and good luck (I wasn't going to do that as I didn't want to damage my credit).

    In the end I got them down to $1800 (plus whatever we owed the doctor), which was still pretty outrageous, IMO. They were prickly about it pretty much all the way through. The fee just to walk to the goddamn door to the emergency room there was around $2500. They gouge the living shit out of people and then wonder why so many people default on their payments. It is out of control and it is an increasingly growing problem.
    I may have replied to this before, if so apologies. My GP, my hospital, every Dr I saw while I was in hospital was covered under my over-priced Insurance Plan ($495 a month - yes everything is more expensive in CA) other than the ER Dr, who had decided to opt out but didn't tell me. I have a bill from him for $1,600. I don't remember ever meeting him; and if I did, he may have asked me do you have any allergies. That's it. Out of principle I am not paying that particular bill.
    Last edited by Carl; 12-21-2015 at 06:21 PM.

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